Too much money at a young age, it just takes your eye off the ball. And you're not as hungry as players used to be. You think you've made it before you've done anything.
Where does it stop? You get offered money for your wedding, then for your kids, new houses, holidays... We earn enough from football and sponsorships, why do you need any more?
If I feel I'm not influencing games, not scoring goals or making goals, then that's the time I'd pack it in.
I had an early taste of fame. I was 20, going out with TV presenter Dani Behr and we'd have paparazzi chasing us. I'm not comfortable being photographed, though I accept it is part of the job. I had to ask myself, 'What comes first, being a celebrity or footballer?
I had my footballing heroes such as Bryan Robson and Diego Maradona but my dad was a rugby league star, and he was my real hero. But the relationship with my mum was rocky and we saw things that would affect any youngster.