All non liberated souls when pass from one life to another it carries with itself the Karmic body which is invisible and subtle. This Karmic body depending on the karma energies it carries, exhibits the occult powers. It first attracts the material particles to form the physical body. The senses, speech and mind are formed according to the ability of the soul bonded by Karmic connections. It may be one sense organism to five sense organism with mind or without mind. Even one can be born as hellish beings or celestial beings. Mind includes desires, emotions, intelligence, thinking etc. According to Jains the soul in pure form has infiniteness in terms of its knowledge and power. These faculties are obstructed for its exhibition due to Karmic bondage.
I have heard your orators speak on many questions. One among them the so-called vital question of money which is above all things the most coveted commodity but I, as a Hindu, as a Jainist, in the name of my countrymen and of my country, would offer you as the medium of the most perfect exchange between us, henceforth and forever, the indestructible, the unchangeable, the universal currency of good will and peace, and this, my brothers and sisters, is a currency that is not interchangeable with silver and gold, it is a currency of the heart, of the good life, of the highest estate on the earth and it is the currency of heaven.