It does not take a great supernatural heroine or magical hero to save the world. We all save it every day, and we all destroy it -- in our own small ways -- by every choice we make and every tiniest action resulting from that choice. The next time you feel useless and impotent, remember what you are in fact doing in. And then observe your tiny, seemingly meaningless acts and choices coalesce and cascade together into a powerful positive whole. The world -- if it could -- will thank you for it. And if it does not.. Well, a true heroine or hero does not require it.
Some take pains to be biblical, but many [Christian financial teachers, writers, investment counselors, and seminar leaders] simply parrot their secular colleagues. Other than beginning and ending with prayer, mentioning Christ, and sprinkling in some Bible verses, there's no fundamental difference. They reinforce people's materialist attitudes and lifestyles. They suggest a variety of profitable plans in which people can spend or stockpile the bulk of their resources. In short, to borrow a term from Jesus, some Christian financial experts are helping people to be the most successful 'rich fools' they can be.
When I save, I lay something aside for future need. If I sense God's leading, I will give it away to meet greater needs. When I hoard, I'm unwilling to part with what I've saved to meet others' needs, because my possible future needs outweigh their actual present needs. I fail to love my neighbor as myself.