Lime Kiln presents problems. The road is not very good.
Don Morrison
problems good road
They're operating in the low 40s. Eight to 15 points make a tremendous amount of difference to the bottom line. When they look at a bank that may be in the low 50s, they've got some room to wiggle.
difference
The decision to scrap [their systems] and go to something with the efficiency they need is out of the question.
decision question efficiency
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