I would be surprised if once the entire picture is visible to us, if we haven't suffered a claim increase and an increase in claim costs directly due to the hurricanes.
David Bondy
picture visible
We found perhaps many of our existing policyholders would shift their work focus away from what they had been doing to trades and operations that were more in demand.
work focus found demand
We have been fortunate in that the majority of our policyholders have not shifted into higher risk operations.
majority risk
I can remember, even on up to the job I have now, some fair degree of uncertainty about whether I was the right person or was going to turn out to have the talents that it would take. Not just to be a manager or a CEO, but to be a good one.
uncertainty fair good person remember talents job
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