It certainly shows that we're outspending our income, though the fact that the negative savings rate narrowed a bit is encouraging. Consumers have been borrowing to finance their purchases, but they've been borrowing off of increases in capital gains, which is not so bad.
finance encouraging negative bad fact income savings
Higher claims suggest slower job gains, which should dampen income growth, consumer spending, and overall economic activity.
growth job income
The group's cost-to-income ratio is in line with the ratio reported for March 2005 if the costs relating to the Barclays transaction and synergy initiatives are excluded. However, if the Barclays related costs are included, the cost-to-income ratio deteriorated from 56.6% in March 2005 to 58.0% in December 2005 owing to top-line income growth, at 17.9%, lagging expenditure growth over the period.
growth income
Increased transaction volumes continued to drive non-interest income growth. Price increases contributed moderately as they were kept well below the inflation rate. The growth in transaction volumes emanated from the increased activities of existing customers and growth in the retail customer base from 6.9 million in March 2005 to 7,6 million in December 2005.
growth drive price income inflation
The improved margin can be attributed primarily to the implementation of IFRS, which requires certain fee income directly related to the acquisition of loans to be treated as part of the net interest margin.
acquisition interest part income
Huge amounts of grain from the Midwest get shipped out through New Orleans. If grain cannot get out through New Orleans, it could be lost if warehouses are flooded or ports close and barges are stuck in Mississippi. That could have a negative impact on farm income. It would be more costly to truck it to other locations.
negative lost impact close income
Just as they hold fixed income assets to diversify the risk of stocks, participants should hold Roth savings to diversify the risks associated with pre-tax savings.
risks risk income savings
The barriers are more psychological than financial. People get used to a certain level of (guaranteed) income. Also, a lot of people can't seem to find the motivation to make a change.
motivation change people psychological find income
We know we're going to really have to make our case and educate members why we think income tax cuts should be at least part of the overall (mix).
part tax income
Administratively, a lot of people settle on her money, his money and their money, and in some cases, the kids' money, too. There can not only be segmentation of accounts that already exist but income as well. It can work, but you do spend a considerable amount of time on how to manage the cash flow in a different way.
money people work time flow exist cash income
The levels of income in the city are higher than in the rural areas. That's the magnet for migrants.
city income
One of the big reasons I think this money is just sitting out there is because people think they don't meet the filing requirements for their income. A lot of people don't need to file, and they don't have to file, but they really should file because a lot of people who have income under the income requirements actually had taxes withheld and they should get that money back. We want them to get their money back.
money people taxes reasons big income
I don't think a lot of people realize they have money coming back to them. And people who are eligible for the Earned Income Tax Credit can get quite a bit back.
money people tax realize income credit
All school food should be good food. School meals should be an important source of nutrition for children, especially those from low income households.
food children good school source important income nutrition
Compared with the first and second quarters, operating income strongly improved in the third quarter, exceeding the results of the same period last year.
results income
People in the villages rely on poultry for food and income.
food people income
It's not a way to supplement their income, they do this because they want to help. It's a wonderful thing to work with people like that.
people work wonderful income thing
No one has listened to me because I stay in low income housing. Its just not going to be my family that benefits off of this, but the families in the state of South Carolina as well.
benefits family south state families income
Evidence suggests that many vulnerable consumers are paying more than 3% of income for water.. This is a higher percentage of income than the government's own guidelines on what is right for them to pay.
water vulnerable evidence income
These are people who make in the range of 0,000 to 0,000 a year. They're trained professionals. They make a better-than-average income, but they still don't make enough to be able to get into a home easily in St. George. We've had difficulty in recruiting because of housing.
people home difficulty income
No Tax members believe the most viable and responsible method for increasing income to the county is by increasing the tax base and not the tax rate.
method responsible tax income
If someone told you they could sell you a car without sales tax, or you didn't have to pay your income tax, would you believe them?
car sales tax income
Even at the universities that have tens of millions of dollars in licensing income, there tend to be a few (patents) that are blockbusters that make the effort worthwhile.
effort income
We are looking at three to five years, probably five years, of real solid income here in San Francisco. We see it being a very positive period for the (hotel) industry.
real positive industry income
This is the least expensive variable annuity we've found that offers a living income benefit and contains a guaranteed roll-up death benefit. And the living income benefit and death benefit are second to none in the industry.
death living found industry income benefit
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