The biggest question I get is whether I can bid the insurance. The answer is no. The market is gone.
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I can't think of any major innovations in technology that have influenced consumer behavior on the health insurance side.
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Shareef felt as though he signed on for one deal and if that wasn't going to happen, he was willing to walk away. There were no discussions of insurance or anything, just guarantees.
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Any change in the law that makes it harder for the public to know how much insurance companies are charging is bad and should be fixed.
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In order to be able to hold an event you have to get a permit for the park. You need insurance, which was one of the biggest problems, and you need an ambulance present, highway patrol present and a health permit.
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We believe that most of the services provided by Crown corporations could easily be delivered by a competitive free market system. And we believe it's time for Manitoba to have the debate: Do we still want government-run auto insurance or do Manitobans want an option with a free market system.
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We believe we have an excellent benefits package for our union employees that reflects the value we place on their many contributions to the university. These include dental, life insurance, and pension benefits and a range of health plan options. One of those plans fully covers the employee's health insurance premium, a benefit few employers provide these days.
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I used to naively believe that heavily regulated industries - airlines, insurance, etc. - would show above-average rates of return due to barriers to entry and, therefore, reduced competition. Clearly that is not the case.
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Given that oil production has reversed somewhat in the past few months and the hurricane insurance pay-outs will not recur, we expect the deficit to narrow sharply again in (the fourth quarter of) 2005.
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The Act of God designation on all insurance policies; which means, roughly, that you cannot be insured for the accidents that are most likely to happen to you.
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In that case, don't think wedding insurance will save you. It doesn't cover a change of heart.
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The lack of health insurance coverage will keep many people from retiring before they reach age 65.
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No matter what strategy is employed in either corn or soybeans, producers must understand their production risk and how crop insurance, particularly the revenue products, can aid them in making sales prior to harvest.
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Rising prescription brand-name drugs are raising insurance premiums to unaffordable heights,.. The existing world of multiple prices and multiple discounts, and great amounts of complexity and paper work, harm ordinary American patients, businesses and taxpayers.
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If you examine anyone's contributions, you find they receive contributions from the people they know and they work with. People know that Tom Gallagher has a record of fighting for consumers in this state and he's the only candidate who's announced a plan to deal with rising insurance rates.
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Our primary responsibility is the protection of insurance consumers. But with increasing economic integration and a growing economic interdependence of countries, it is impractical and imprudent to focus solely on a domestic agenda.
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For many consumers, understanding insurance and determining what kind of coverage they need to protect themselves and their families can be very difficult.
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By its nature, (an insurance policy) is a complex product - some more complex that others - and this is an effort to raise the knowledge of people, regardless of what stage of life they're in. No one is born with an innate knowledge of insurance.
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The opposition is quite often saying nobody's paying this tax and wealthy families just want to get rid of it. Our guys are paying the tax. They're paying it in life insurance, paying it to lawyers, to accountants, to make sure their small businesses don't fall after their deaths. It may not go to the government, but they are certainly paying it.
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It's been an enormous distraction to this company to have to screw around?getting out of [the insurance business] and finally being done with it.
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We are all hurt by insurance scams. As health care consumers, we all end up paying the price for fraud. Health insurance fraud perpetrators are basically stealing from consumers who are paying into the insurance system. Whether it's a doctor charging for a procedure that wasn't actually administered or a phony insurance agent selling fraudulent insurance to a senior citizen, the cost of fraud ends up being passed on to consumers.
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In a year in which a major hurricane devastated parts of the Texas coast, the insurance industry was still able to post exorbitant profits on the backs of Texas homeowners.
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Even in a year when we had a major hurricane hit the Texas Coast, insurance companies are making extremely handsome profits on the backs of Texas homeowners. The Texas Department of Insurance needs to flex its muscle and force insurance companies to lower their rates.
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With this transaction, Berkshire is now clearly an insurance company that will generate excess capital and cash flow that can be invested and, of course, the real synergy here is that Warren Buffett is the master at allocating and using capital and General Re is a company that generates an enormous amount of excess capital, so it's a great fit.
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Today we are sending out a very clear message to those who drive without insurance - there is now no place to hide.
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